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银监会英语面试题目及参考答案.doc
银监会英语面试题目及参考答案
个人：
1、Self-introduction(向考官推销自己)
Good afternoon. It's a great honor for me to be here. Now let me introduce myself
briefly.
My name is XXX,. I'm XX years old, born in XXX. I'm currently a student in XXX
University, majored in XXX. I'll get my master degree of economics in this summer.
Firstly, I'm a good learner at school. Through six years study, I've got a solid
grasp of financial theories and economic knowledge. I want to put i learned in shool
into practice.
Secondly, I'm a good problem solver. I have participated several important research
projects, such as the research on the strategic industries, which won the second
prize in the paper contest.
Last but least, I'm a good team player. I have been XXX of Student Union, organized
several college activities such asXXX. When served at the Red Cross Society , I have
participated in youth volunteer activities for many times. And I'm honored as the
"Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit
and teach me how to communicate efficiently and accomplish tasks systematically.
TO sum up, I'm a cheerful, diligent and responsible girl. Being a regulator in CBRC
is my long cherished dream. I hope you can give me the chance. Thank you for listening.
2、what’re your hobbies?What extracurricular activities do you take at school?
（你的业余生活）
I have a lot of hobbies. I like reading, climbing mountains, playing badminton and
photograph. I like to play badminton best. My reasons are as follows:
Firstly, it helps me enhance my physical health. Though running and playing ,I can
have more excises.
Secondly, it cultivate my team spirit and teach me how to cooperate with my partner
and compete with my opponent.
Last but not least, it gives me a lot of fun. It can strengthen the friendship with
my friends. I enjoy myself very much in this game. Whenever i feel down, i will play
badminton with my friends. It will cheer me up.
I have took a lot of extracurricular activities in school. I have participated I
have been the XXX of Student Union, organized several college activities such as
XXX. When served at the Red Cross Society , I have participated in youth volunteer
activities for many times, such as peer education, donation blood without payment.
And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities
cultivate my team spirit and teach me how to communicate efficiently and accomplish
tasks systematically.
3、Tell me the hardest time of study in your life
The hardest time of study in my life happened in the first semester when i enter
into XXX University. I have to learn a lot of difficult and abstract subjects. At
the same time, I have to participate the research work organized by my tutor. The
research work was complicated to me and I didn't known how to handle it. With the
proper time management and the help of my classmates and tutor, I quickly went into
the role and finish my task successfully.
Firstly, i try to learn the time management and make proper arrangement for my study
time and research time.
Secondly, i try to learn from my classmates and tutor. With their help, i have
mastered the basic research skills and how to carry out the research work.
Thirdly, i try to strengthen my communication skill and learn how to cooperate with
my classmates. It cultivate my team spirit which is very beneficial to my future.
At the end of the semester, i have got very good records in my study. And one of
my research work have won me the second prize in the paper test.
4、which subject do u like best , why?
The subject i like best is called Financial Topics, which is taught by XXX. My reasons
are as follow:
Firstly, the subject is very useful. It uses financial theories to analyze the
economic phenomena happen in our real life.
Secondly, the teacher is very humorous. He uses a lot of jokes and metaphors which
makes the class very interesting.
Thirdly, this subject gives us the opportunity to show our opinions. We are divided
into several groups to discuss the topics and show our results in the class.
To sum up, this subject is both useful and interesting and provides the platform
to show our opinion in this financial topics.
5、what's your strength and weakness?
My strength lies in my ability to handle the difficulties. No matter what happens,
I will not lose confidence and give up. I will use my own strength and the help from
my family and my friends to over the difficulties. I believe the difficulties are
the good opportunity to learn and i will grasp it to improve myself.
My biggest weakness is lack of experience. So as a student just graduate from school,
i will try to learn from my colleagues and leaders, I will spare no efforts to improve
my working abilities and expertise knowledge of banking regulation.
6、大学期间都学到了什么东西？为什么你觉得你适应这个岗位？
Through six years study, I've got a solid grasp of financial theories and economic
knowledge.
This expertise knowledge will facilitate my future work.
On the one hand, I will put what i learned in school into practice. It helps me
understand my work deeply and learn the new knowledge from practice.
On the other hand, the economic theories always teach me to keep the cost and profit,
the risk in mind. It teaches me how to analyze problems logically and rationally.
I think this is of special importance to bank regulators.
I think my knowledge base, my ability ,my character suit me in this job. Being a
regulator in CBRC is my long cherished dream. I hope you can give me the chance and
i will not let you down.
7、从你的兴趣、专业上谈谈你的职业规划
Through six years learning, I have got a solid grasp of financial theories and
economic knowledge . I will get my master degree of
economics in this summer. I
want to put what I learned in school into practice. Besides I'm interested in banking
regulation. Just as the saying goes" Interest in the best teacher." I will enjoy
myself in being a regulator.
Being a regulator in CBRC is my career planning. It can give full play to my knowledge
base, my abilities and my interests. That's why i want to work in CBRC and be a
regulator..
8、现在就业你最看重薪资吗
Payment is one of the factors to consider in job-hunting, but it is not the most
important one.
I'm looking for a job being meaningful and important which can incorporate my
knowledge, my skills and my interest. Being a regulator in CBRC is the best choice
for me .
First of all, CBRC is specialized in banking supervision and regulation. It has great
influence on the stability of banking institutions and the sound development of our
financial system. I want to contribute my strength in this great undertaking.
Secondly, through six years learning, I have got a good grasp of financial theories
and economic knowledge . The work in CBRC can put what I learned in school into
practice.
Last but not least,
Interest in the best teacher." I will enjoy myself in being a regulator.
That's why i want to work in CBRC and be a regulator.
I'm interested in banking regulation. Just as the saying goes"
9、introduce one of your favorite book
My favorite book is Gone with the wind. It describes a stroy about a lady called
Scarlett during the American civil war .My reasons are as follow:
Firstly, this book reflects a perpetural truth that war always brings deeply pain
to humain beings no matter when and where.
Secondly, it tells me what is real romantic love. Love is a kind of useage. The one
you feel that you love may not really be.
Most significantly, the heroine Scarlett teaches me a precious living truth that
no matter what will happen in my life, I cannot and shouldn't give up my mind.
Everyone’s life is like a long road, and on the road there are many obstacles. Nobody
can predict what will happen next minute, so what can we do is to stick to our belives
and try our best to reach our goals. Scarlett suffers a lot, but she succeeds in
the end for her adament spirit. “Tomorrow is another day”, so we should see every
new start in our life.
I love this book very much. It really teaches me a lot. I wish myself a bright future.
Tomorrow is another day!
10、目前的 OFFER 情况，为什么没去
I will soon graduate from XXX University. In the eve of graduation, I have been
actively looking for work. I have participated the written tests, the interviews
of XXX companies. And luckily, i have been admitted by the XXX, telecommunications
companies, Sina Corporation. There are not my best choices. My reasons are as follow:
Being a regulator in CBRC is my long cherished dream. CBRC is authorized by the state
council to regulate banking industries. It has great influence on the sound
development and stability of the financial system. The financial crisis in 2008,
fully stand out the importance of supervision. I want to contribute my own strength
in this great undertaking.
I learned six years of economics and financial theory knowledge. I want to put what
I
professional
knowledge, personal interest, I very much hope to the CBRC work.
learned in school into practice. CBRC can give full play to my
11、你的毕业论文的选题是什么？为什么选这个？
The topic of my graduate thesis is about XXX. The goal of the thesis is to researchXXX.
I choose this topic for several reasons.
Firstly……
Secondly……
Thirdly……
综合类：
1、怎样看待竞争与合作？
Competition and cooperation are common phenomena in our society.
Some people believe that competition and cooperation are in opposite to each other.
But I don't think so. We find in many places competition goes hand in hand with
cooperation. Let's take football game for example.During the game, one team is
competing with the other team, but each member of the team must cooperate with his
teammates. Otherwise, they will lose the game no matter how skillful individual
player might be. It is clear that competition has much to do with cooperation.
On the one hand, competition stimulates people's interest in work and helps society
go forward. On the other hand, cooperation is essential and necessary because most
work in our society is fulfilled with other people.From cooperation we get mutual
help and understanding. With cooperation the world is progressing at peace and in
harmony.
To sum up, competition and cooperation are both essential to success and should be
emphasized at the same time.
2、IQ 和 EQ 哪个更重要,追问有 IQ 没 EQ 和有 EQ 没 IQ 两者谁更容易成功？
IQ is short for Intelligence Quotient .EQ is short for Emotional Quotient Both IQ
and EQ are essential to success. If we have to compare these two factors, i will
say EQ is more important. My reasons are as follow:
First, while IQ defines how smart we are, EQ defines how well we use what smarts
we have. Just as one psychologist say" IQ gets you hired, EQ gets you promoted. "
without a high level of EQ, may be we can't put what we learned in school to practice.
Second, EQ helps us judge situations and deal with interpersonal relations. We live
in a society and we needs to cooperate with each other. Without a high level of EQ,
may be we can't work efficiently and live in harmony.
Just as the saying goes"Success equals 20% IQ ,80% EQ"
I come up to the conclusion EQ is more important than IQ. If we want to success,
we need to improve both IQ and EQ.
3、How do you think about team spirit and do you think you are a team worker?
Team spirit is very important. It is an ability that people can understand each other
and cooperate with each other to complete tasks successfully. We need for team spirit
for several reasons.
First of all, team spirit offers us a platform where we can operate our collective
talent to work out the best. Taking the Shanghai world expo for example, I think
the success of the event first goes to the superb team spirit of the organizers and
hundreds of young volunteers. So many people work hard and cooperate well for the
single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are
committed and work tirelessly during the hot summer.
What is more, team spirit is quite useful for personal career. When working in a
company, most of the time we have to finish or design a huge project with our
colleagues. Each person can contribute their wisdom to the completion of the task.
We cannot do it so well single-handedly.
Finally, team spirit is the symbol of national power and strength. Another example
is the touching power of the team spirit in the Sichuan earthquake. We were moved
by the perseverance and persistence of the rescue workers, who were eager to help
their compatriots.
In conclusion, team spirit is an important ability and skill in the 21th century
because we are all faced with the globalization and the question of how to live better.
Therefore, we must learn to work well in the team and let the team spirit guide us
to success.
I'm a good team player. I have been the Vice Leader of Student Union. With the help
of my teammates, we have organized several college activities such as Zhang Weiying'
speech. Without their help and contribution, I can't do it alone.These activities
cultivate my team spirit and teach me how to communicate efficiently and accomplish
tasks systematically.
4、You have took part in some projects, what do you think about creativity?How do
you think creativity in project
Creativity refers to new thinking, new ideas, new methods. A little change, can make
things better, this is Creativity. Creativity is one of the most important things
in the world because if each person did not have creativity then you would see
everything the same. Each person has there own type of creativity and that is why
there are unique art, movies, clothing, hair styles, etc. Be creative !
I think creativity is very important in project. My reasons are as follows:
Firstly, creativity find out the problems in the project.It prompts us to survey
more, think more and practice more.
Secondly, creativity find out the better solution for the problem. Though the
communication with other team members, creativity will be created from the Brain
Storm.
Last but not least, creativity makes the project different from others. It helps
the project stands out and make it more meaningful and more useful.
As the old saying goes"creativity is the soul of the nation". We should stimulate
out creativity and let creativity guide us to success.
5、地震中最令你震惊和感动的事
The most surprise thing in the earthquake is that Humans could not resist the forces
of nature
The most touched thing is that the Fukushima six heroes who risked their lives to
save nuclear power station.
Though the Japan earthquake, I learn the that the Earthquakes can create huge waves,
huge waves can create nuclear disaster. We must assess the risk of a thing before
start it.
6、钱重不重要？（如何看待很多人都希望有更多的钱）
As we live in a materialistic society, with no doubt, money is very important. We
need money to buy food, clothing, shelter and transportation. Without money, we can't
live in this world. But it doesn't mean that money is the most important thing. Money
can't buy health, friendship, happiness and love. There are a lot of things more
important than money. We should pursuit money and use money in a proper way more
beneficial to the society and world, just like the Bill Gates, he uses money to help
more people and through this he becomes more happy.
My overall view is：Money is very important,without it,we may never be able to
live.But we cannot ignore other value things just for money.
7、如何看待校园恋爱
Campus love is a very common phenomena among college students nowadays. Some college
teachers argue that students should give up love for the sake of learning. They
maintain that love is time consuming and influences one’s learning. Some students,
however, hold that a student who falls in love will study harder and will make greater
progress. They don't believe that a person in love lags(落后) behind in his studies.
Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus
love is pure and beautiful. Love is one of the greatest emotion in the world. On
the other hand, it occupies part of learning time. When the couple breaks, it brings
suffer and pain. So we should deal with the relationship between love and learning
in a ration way. Make proper arrangements for love time and learning time. Let love
becomes the impetus for learning and progress. Try to be mature and rational in the
love progress.
10、市场经济体制下，企业只追求盈利性对吗
In the market economy, pursuit profit is one of the main targets for the enterprises.
It is no ground to blame. With more profit, enterprise can grow and develop in a
better way. But it is not the only goal. There are many other important goals, such
as safety, social responsibility and so on.
Especially for the commercial banks, the management principle is "liquidity, safety
and profit"
for the enterprises ,we hope they can undertake more social
responsibility.
In fact this is not contradictory, if one enterprise can undertake the social
responsibility, then set up a good image in front of the public, so more and more
people will buy this enterprise’s products. The enterprise will be more profitable.
To establish a virtuous cycle.
CBRC：
1、What do you know about CBRC?
CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by
the State Council to regulate the banking sector.
The main function of CBRC can be concluded as: Firstly, to formulate supervisory
rules and regulations , authorize the establishment, changes, termination and
business scope of the banking institutions; Secondly, to conduct on-site examination
and off-site surveillance of the banking institutions, and take enforcement actions
against rule-breaking behaviors; Thirdly, compile and publish statistics and
reports of the overall banking industry. Last but not least, it is responsible for
the routine administration of the supervisory boards of the major State-owned
banking institutions.
The goal of CBRC is to protect the interests of depositors, maintain the market
confidence, enhance the competitiveness of banking institution as well as combat
financial crimes.
2、What are the rules and functions of CBRC
The main function of CBRC can be concluded as: Firstly, to formulate supervisory
rules and regulations , Authorize the establishment, changes, termination and
business scope of the banking institutions; Secondly, to conduct on-site examination
and off-site surveillance of the banking institutions, and take enforcement actions
against rule-breaking behaviors; Thirdly, compile and publish statistics and
reports of the overall banking industry. Last but not least, it is responsible for
the routine administration of the supervisory boards of the major State-owned
banking institutions.
The rules of CBRC can be concluded:
Firstly, to promote the financial stability and facilitate financial innovation at
the same time;Enhance the international competitiveness of the Chinese banking
sector;
Secondly, to set appropriate supervisory and regulatory boundaries and refrain from
unnecessary
and
controls;
cost-effective manner.
Last but not least,
accountability of both the supervisor and the supervised institutions;
Encourage fair and orderly competition; Clearly define the
supervisory
resources
Employ
in
an
efficient
The supervisory and regulatory criteria of the CBRC 银监会的监管标准
a. Promote the financial stability and facilitate financial innovation at the
same time;良好监管要促进金融稳定和金融创新共同发展
b. Enhance the international competitiveness of the Chinese banking sector;
要努力提升我国金融业在国际金融服务中的竞争力;
c. Set appropriate supervisory and regulatory boundaries and refrain from
unnecessary controls;对各类监管设限要科学、合理,有所为,有所不为,减少一切不必
要的限制
d. Encourage fair and orderly competition;鼓励公平竞争、反对无序竞争
e. Clearly define the accountability of both the supervisor and the supervised
institutions;
对监管者和被监管者都要实施严格、明确的问责制
f. Employ supervisory resources in an efficient and cost-effective manner.要
高效节约地使用 一切监管资源
3、why do you want to work in CBRC?
My reason are as follow:
First of all, CBRC is specialized in banking supervision and regulation. It has great
influence on the stability of banking institutions and the sound development of our
financial system. I want to contribute my strength in this great undertaking.
Secondly, through six years learning, I have a good grasp of financial theories and
economic knowledge . I want to put what I learned in school into practice. Besides
I have internship in commercial bank. It enables me to understand the basic business
scope of banking institution.
Last but not least, I'm interested in banking regulation. Just as the saying goes"
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