OWNER’S MANUAL
This manual will show you how to use 
your FUJIFILM DIGITAL CAMERA 
FinePix Z3 correctly.
Please follow the instructions carefully.
Getting Ready
Using the Camera
Advanced Features • Photography
 Playback
 Movie
Settings
Camera Connection
Software
Installation
Appendices
Troubleshooting
BL00546-200(1)
Warning
WARNINGS
To reduce the risk of fire or electric shock, do not expose the AC 
power adapter to rain or moisture.
The AC power adapter should not be exposed to dripping or 
splashing and that no objects filled with liquids, such as vases, 
should be placed on the AC power adapter.
IMPORTANT SAFETY INSTRUCTIONS
 Read these instructions.
 Keep these instructions.
 Heed all warnings.
 Follow all instructions.
 Do not use this apparatus near water.
 Clean only with dry cloth.
 Do not block any ventilation openings. Install in accordance with 
the manufacturer's instructions.
 Do not install near any heat sources such as radiators, heat 
registers, stoves, or other apparatus (including amplifiers) that 
produce heat.
 Protect the power cord from being walked on or pinched 
particularly at plugs, convenience receptacles, and the point 
where they exit from the apparatus.
 Only use attachments/accessories specified by the 
manufacturer.
 Unplug this apparatus during lightning storms or when unused for 
long periods of time.
 Refer all servicing to qualified service personnel.
Servicing is required when the apparatus has been damaged in any 
way, such as power-supply cord or plug is damaged, liquid has 
been spilled or objects have fallen into the apparatus, the 
apparatus has been exposed to rain or moisture, does not operate 
normally, or has been dropped.
To prevent fire or shock hazard, do not expose the unit to rain 
or moisture.
For customers in the U.S.A.
Tested To Comply 
With FCC Standards 
FOR HOME OR OFFICE USE
2
FCC Statement
This device complies with Part 15 of the FCC Rules. Operation is 
subject to the following two conditions: (1) This device may not 
cause harmful interference, and (2) this device must accept any 
interference received, including interference that may cause 
undesired operation.
CAUTION
This equipment has been tested and found to comply with the limits 
for a Class B digital device, pursuant to Part 15 of the FCC Rules. 
These limits are designed to provide reasonable protection against 
harmful interference in a residential installation. This equipment 
generates, uses, and can radiate radio frequency energy and, if not 
installed and used in accordance with the instructions, may cause 
harmful interference to radio communications. However, there is no 
guarantee that interference will not occur in a particular installation. 
If this equipment does cause harmful interference to radio or 
television reception, which can be determined by turning the 
equipment off and on, the user is encouraged to try to correct the 
interference by one or more of the following measures:
— Reorient or relocate the receiving antenna.
— Increase the separation between the equipment and receiver.
— Connect the equipment into an outlet on a circuit different from 
that to which the receiver is connected.
— Consult the dealer or an experienced radio/TV technician for 
help.
You are cautioned that any changes or modifications not expressly 
approved in this manual could void the user’s authority to operate 
the equipment.
Notes on the Grant:
To comply with Part 15 of the FCC Rules, this product must be used 
with a Fujifilm-specified ferrite-core A/V cable, USB cable, and DC 
supply cord.
For customers in Canada
CAUTION
This Class B digital apparatus complies with Canadian ICES-003.
Please read the Safety Notes (➝p.160) and make 
sure you understand them before using the camera.
IMPORTANT
NOTICE
BEFORE OPENING THE CD-ROM PROVIDED BY FUJI PHOTO FILM 
CO., LTD., PLEASE READ THIS END USER LICENSE AGREEMENT 
CAREFULLY. ONLY IF YOU AGREE WITH THIS AGREEMENT, 
SHOULD YOU USE THE SOFTWARE RECORDED ON THE CD-ROM. 
BY OPENING THE PACKAGE, YOU ACCEPT AND AGREE TO BE 
BOUND BY THIS AGREEMENT.
End User License Agreement
This End User License Agreement (“Agreement”) is an agreement between 
Fuji Photo Film Co., Ltd. (“FUJIFILM”) and you, which sets forth the terms 
and conditions of the license granted for you to use the software provided 
by FUJIFILM.
The CD-ROM contains third party software. In case a separate agreement 
is provided by a third party supplier for its software, the provisions of such 
separate agreement shall apply to the use of such third party software, 
prevailing over those of this Agreement.
1. Definitions.
(a) “Media” means the CD-ROM titled “Software for FinePix CX”- which 
is provided to you together with this Agreement.
(b) “Software” means the software which is recorded on Media.
(c) “Documentation” means the operation manuals of Software and 
other related written materials which are provided to you together 
with Media.
(d) “Product” means Media (including Software) and Documentation 
collectively.
2. Use of Software.
executable form;
(b) to use Software on the computer onto which Software is installed; and
(c) to make one backup copy of Software.
3. Restrictions.
3.1 You shall not distribute, rent, lease or otherwise transfer all or any 
part of Software, Media or Documentation to any third party without 
FUJIFILM’s prior written consent. You also shall not sublicense, 
assign or otherwise transfer all or any part of the rights granted to 
you by FUJIFILM under this Agreement without FUJIFILM’s prior 
written consent.
3.2 Except as expressly granted by FUJIFILM hereunder, you shall not 
copy or reproduce all or any part of Software or Documentation.
3.3 You shall not modify, adapt or translate Software or Documentation. 
You also shall not alter or remove copyright and other proprietary 
notices that appear on or in Software or Documentation.
3.4 You shall not, or shall not have any third party, reverse-engineer, 
decompile, or disassemble Software.
FUJIFILM grants to you a nontransferable, nonexclusive license:
(a) to install one copy of Software onto one computer in binary machine 
8. No export.
Be sure to read this page before using the software.
4. Ownership.
All copyrights and other proprietary rights to Software and Documentation are 
owned and retained by FUJIFILM or the third party suppliers as indicated on 
or in Software or Documentation. Nothing contained herein shall be 
construed, expressly or implicitly, as transferring or granting any right, license, 
or title to you other than those explicitly granted under this Agreement.
5. Limited Warranty.
FUJIFILM warrants to you that Media is free from any defect in material 
and workmanship under normal use for ninety (90) days from the date 
of your receipt of Media. Should Media not meet the foregoing warranty, 
FUJIFILM shall replace such defective Media with other Media bearing 
no defect. FUJIFILM’s entire liability and your sole and exclusive 
remedy with regard to any defect in Media shall be expressly limited to 
such FUJIFILM’s replacement of Media as provided herein
6. DISCLAIMER OF WARRANTY.
EXCEPT AS PROVIDED IN SECTION 5 HEREIN, FUJIFILM PROVIDES 
PRODUCT “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, 
EXPRESS OR IMPLIED. FUJIFILM SHALL MAKE NO WARRANTY, 
EXPRESS, IMPLIED OR STATUTORY, AS TO ANY OTHER MATTERS, 
INCLUDING, BUT NOT LIMITED TO NON-INFRINGEMENT OF ANY 
COPYRIGHT, PATENT, TRADE SECRET, OR ANY OTHER 
PROPRIETARY RIGHTS OF ANY THIRD PARTY, MERCHANTABILITY, 
OR FITNESS FOR ANY PARTICULAR PURPOSE.
7. LIMITATION OF LIABILITY.
IN NO EVENT SHALL FUJIFILM HAVE ANY LIABILITY FOR ANY 
GENERAL, SPECIAL, DIRECT, INDIRECT, CONSEQUENTIAL, 
INCIDENTAL, OR OTHER DAMAGES (INCLUDING DAMAGES FOR 
LOSS OF PROFITS OR LOST SAVINGS) INCURRED FROM THE 
USE OF OR INABILITY TO USE PRODUCT EVEN IF FUJIFILM HAS 
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You acknowledge that neither Software nor any part thereof, will be 
transferred, or exported to any country or used in any manner in violation 
of any export control laws and regulations to which Software is subject.
In case you breach any of the terms and conditions hereof, FUJIFILM 
may immediately terminate this Agreement without any notice.
9. Termination.
10. Term.
This Agreement is effective until the date when you cease to use 
Software, unless earlier terminated in accordance with Section 9 hereof.
11. Obligation upon termination.
Upon termination or expiration of this Agreement, you shall, at your own 
responsibility and expense, delete or destroy immediately all Software 
(including its copies), Media and Documentation.
12. Governing Law.
This Agreement shall be governed by and construed in accordance with 
laws of Japan.
3
EC Declaration of Conformity
We
Name:
Address:
Fuji Photo Film (Europe) GmbH
Heesenstrasse 31
40549 Dusseldorf, Germany
declare that the product
Product Name:
Manufacturer’s Name:
Manufacturer’s Address: 26-30, Nishiazabu 2-chome, Minato-ku,
FUJIFILM DIGITAL CAMERA FinePix Z3
Fuji Photo Film Co., Ltd.
Tokyo 106-8620, Japan
conforms to the following Standards:
Safety: EN60065
EMC: EN55022: 1998 Classe B
EN55024: 1998
EN61000-3-2: 1995 + A1: 1998 + A2: 1998
following the provision of the EMC Directive (89/336/EEC, 92/31/EEC and 
93/68/EEC) and Low Voltage Directive (73/23/EEC).
Dusseldorf, Germany
Place
June 1, 2006
Date
Signature/Managing Director
This product comes with batteries. When these are empty, you shouldn’t throw them 
away but deliver them as domestic chemical refuse.
4
Disposal of Electric and Electronic Equipment in Private Households
Disposal of used Electrical & Electronic Equipment (Applicable in the European Union and other European countries with 
separate collection systems)
This symbol on the product, or in the manual and in the warranty, and/or on its packaging indicates that this 
product shall not be treated as household waste.
Instead it should be taken to an applicable collection point for the recycling of electrical and electronic 
equipment. 
By ensuring this product is disposed of correctly, you will help prevent potential negative consequences to 
the environment and human health, which could otherwise be caused by inappropriate waste handling of this 
product.
If your equipment contains easy removable batteries or accumulators please dispose these separately according to your local 
requirements. 
The recycling of materials will help to conserve natural resources. For more detailed information about recycling of this product, 
please contact your local city office, your household waste disposal service or the shop where you have purchased the product.
In Countries outside the EU:
If you wish to discard this product, please contact your local authorities and ask for the correct way of disposal.
5
Contents
Warning................................................................. 2
IMPORTANT......................................................... 3
EC Declaration of Conformity................................ 4
Disposal of Electric and Electronic Equipment 
in Private Households...................................... 5
Contents................................................................ 6
Preface.................................................................. 8
About this Manual ............................................... 10
Accessories Included .......................................... 11
Camera Parts and Features................................ 12
Example of LCD Monitor Text Display ................ 14
Getting Ready
Loading the Battery ............................................. 15
Charging the Battery ........................................... 17
Loading the xD-Picture Card ......................... 19
Turning On and Off ............................................. 21
Setting the language, date, and time .......... 22
Correcting the Date and Time ............................. 24
Selecting the Language ...................................... 25
Using the Camera
Taking Pictures (AUTO Mode) ............................ 27
Taking pictures with the focus and exposure 
locked....................................................... 31
Adjusting the shot composition ................... 33
Viewing the Images............................................. 35
 Erasing the Images/Movies............................ 39
Selecting FRAME or ALL FRAMES ............ 39
/n) .................... 41
Using the erase button (
6
Advanced Features — Photography
Using the Photography Functions — 
Procedure of Setting .....................................  43
Setting the Shooting Mode .................................  45
e Macro (Close-up)...........................................  51
d Setting the Flash.............................................  52
* Self-Timer ......................................................  54
j Increasing Monitor Brightness ......................  56
Using p-MODE MENU (Photography)/
SHOOTING MENU .......................................  57
Setting the p-MODE MENU 
(Photography)..........................................  57
Setting the SHOOTING MENU ..................  57
p-MODE MENU (Photography) ........................  61
Changing the sensitivity setting 
(S ISO)...................................................  61
Changing the quality setting
(
 QUALITY)..........................................  62
Changing the FinePix COLOR setting 
(
 FinePix COLOR) ...............................  63
SHOOTING MENU.............................................  64
Adjusting exposure compensation 
(S EXP. COMPENSATION) .................  64
Adjusting color balance 
(T WHITE BALANCE) ..........................  65
Focusing the shot quickly 
(
 HIGH-SPEED SHOOTING) ..............  66
Taking pictures continuously 
(
 CONTINUOUS).................................  67
Specifying focusing mode 
(H AF MODE) ........................................  69
Advanced Features — Playback
p-MODE MENU (Playback)............................... 71
Setting automatic playback 
(
PLAYBACK)....................................... 71
DPOF set frame 
(
 PRINT ORDER (DPOF)).................... 72
Using PLAYBACK MENU ................................... 76
Setting the PLAYBACK MENU ................... 76
Rotating the images 
(
 IMAGE ROTATE)............................... 77
Protecting the images 
(
 PROTECT)......................................... 78
Copying the images 
(V COPY)............................................... 79
Adding voice memos to the images 
(
 VOICE MEMO) .................................. 82
Trimming the images 
(
 TRIMMING)........................................ 85
Advanced Features — Movie
r Recording Movies .......................................... 88
Changing movie size................................... 90
w Playing Back Movies ..................................... 91
Settings
U SET-UP......................................................... 94
Using the SET-UP menu............................. 94
SET-UP menu option .................................. 95
Camera Connection
Connecting to a TV...........................................  105
Connecting Camera Directly to Printer — 
PictBridge Function.....................................  106
Software Installation
Installation on a Windows PC...........................  111
Installation on a Mac OS X...............................  114
Connecting to a PC ..........................................  117
Using FinePixViewer ................................  120
Appendices
System Expansion Option ................................  124
Accessories Guide ...........................................  125
Using Your Camera Correctly ..........................  127
Power Supply and Battery................................  128
Notes on the xD-Picture Card™ and 
the Internal Memory ....................................  131
Warning Displays .............................................  133
Troubleshooting
Troubleshooting................................................  138
Specifications ................................................. 146
Explanation of Terms ..................................... 152
FUJIFILM Digital Camera Worldwide 
Network..................................................... 153
Safety Notes................................................... 160
7
Preface
Z Test Shots Prior to Photography
For important photographs (such as weddings and 
overseas trips), always take a test shot and view the 
image to make sure that the camera is working normally.
 Fuji Photo Film Co., Ltd. cannot accept liability for any 
incidental losses (such as the costs of photography or 
the loss of income from photography) incurred as a 
result of faults with this product.
Z Notes on Copyright
Images recorded using your digital camera system cannot 
be used in ways that infringe copyright laws without the 
consent of the owner, unless intended only for personal 
use. Note that some restrictions apply to the 
photographing of stage performances, entertainments 
and exhibits, even when intended purely for personal use. 
Users are also asked to note that the transfer of 
xD-Picture Card containing images or data protected 
under copyright laws is only permissible within the 
restrictions imposed by those copyright laws.
Z Handling Your Digital Camera
This camera contains precision electronic components. 
To ensure that images are recorded correctly, do not 
subject the camera to impact or shock while an image is 
being recorded.
8
Z Liquid Crystal
If the LCD monitor is damaged, take particular care with 
the liquid crystal in the monitor. If any of the following 
situations arise, take the urgent action indicated.
 If liquid crystal comes in contact with your skin
Wipe the area with a cloth and then wash thoroughly 
with soap and running water.
 If liquid crystal gets into your eye
Flush the affected eye with clean water for at least 15 
minutes and then seek medical assistance.
 If liquid crystal is swallowed
Flush your mouth thoroughly with water. Drink large 
quantities of water and induce vomiting. Then seek 
medical assistance.
Z Trademark Information
Photo Film Co., Ltd.
 and xD-Picture Card™ are trademarks of Fuji 
 IBM PC/AT is a registered trademark of International 
Business Machines Corp. of the U.S.A.
 Macintosh, Power Macintosh, iMac, PowerBook, iBook 
and Mac OS are trademarks of Apple Computer, Inc., 
registered in the U.S. and other countries.
 Microsoft, Windows, and the Windows logo are 
trademarks, or registered trademarks of Microsoft 
Corporation in the United States and/or other countries. 
Windows is an abbreviated term referring to the 
Microsoft® Windows® Operating System.
* The “Designed for Microsoft® Windows® XP” logo refers 
to the camera and the driver only.
 Other company or product names are trademarks or 
registered trademarks of the respective companies.