中国进出口银行招聘考试笔试历年真题及答案解析
一、听力(略)
二、阅读理解
第一部分 英语
Reading Comprehension
Directions:There are two passages in this part. Each passage is followed
by several questions. For each of them there are four choices marked A, B, C
and D. You should decide on the BEST CHOICE.
(A)
Imagine waking up and finding the value of your assets has been
halved.
No, you’re not an investor in one of those hedge funds that failed
completely. With the dollar slumping to a 26-year low against the pound, already
-expensive London has become quite unaffordable. A coffee at Star-bucks, just
as unavoidable in England as it is in the United States, runs about ¥8.
The
once
all-powerful
against
dollar
just
isn’
t
t
dollar.
a
doing
a record low against the euro and at a 30-year low against the Canadian
sitting
Titanic
pound.
the
It
is
a
Even the Argentine peso and Brazilian real are thriving against the dollar.
The
weak
dollar
is
a
in
source
part
of
humiliation, for
na
the strength of its currency.
a
on
rests
self-esteem
tion’s
It’s also a potential economic problem, since a declining dollar makes
imported
terest
vast
mom
-and-pop restaurant operators in Miami for which the weak dollar is most excellent
news.
more
And
economy
substantial
like
sectors
Coca-Cola
expensive
there
food
rates.
yet
from
and
are
companies
pressure
exerts
upward
giant
U.S.
the
on
in
to
of
Many Europeans may view the U.S. as an arrogant superpower that has become
hostile to
foreigners.
a
But
weak
than
U.S.
nothing
makes
dollar.
the
people
Through April, the total number of visitors
from abroad was up 6.8 percent from last year. Should the trend continue, the number
of tourists this year will finally top the 2000 peak? Many Europeans now apparently
view the U.S.
view
Mexico
the way many Americans
as
place
vacation, shop and party, all
warmly
think
cheap
more
of
to
a
while ignoring the fact that the poorer locals can’t afford to join the merrymaking.
trad
decrease
tourists
chronic
spend
helps
money
our
The
So
deficit.
e
dollar, soared 11 percent between May 2006 and May 2007.
of 2007, the trade deficit actually fell 7 percent from 2006.
exports, which thanks in part to the weak
do
For first five months
If you own shares in large American corporations, you’re a winner in the
weak-dollar gamble. Last week Coca-Cola’s stick bubbled to a five-year high after
it reported a fantastic quarter. Foreign sales accounted for 65 percent of Coke’
s beverage business. Other American companies profiting from this trend include
McDonald’s and IBM.
American tourists, however, shouldn’t expect any relief soon. The dollar
lost strength the way many marriages break up slowly, and then all at once. And
currencies don’t turn on a dime. So if you want to avoid the pain inflicted by the
increasingly pathetic dollar, cancel that summer vacation to England and look
to New England. There, the dollar is still treated with a little respect.
1. Why do Americans feel humiliated?
A. Their economy is plunging.
B. They can’t afford trips to Europe.
C. Their currency has slumped.
D. They have lost half of their assets.
2.How does the weak dollar affect the life of ordinary Americans?
A. They have to cancel their vacations in New England.
B. They find it unaffordable to dine in mom-and-pop restaurants.
C. They have to spend more money when buying imported goods.
D. They might lose their jobs due to potential economic problems.
3. How do many Europeans feel about the U.S with the devalued dollar?
A. They think of it as a good tourist destination.
B. They feel contemptuous of it.
C. They regard it as a superpower on the decline.
D. They are sympathetic with it.
4. According to the last paragraph, what is the author’s advice to Americans?
A. They treat the dollar with a little respect.
B. They try to win in the weak-dollar gamble.
C. They treasure their marriages all the more.
D. They vacation at home rather than abroad.
5.
the
opinion, the
author’s
dollar
leads
foll
the
to
In
owing
consequences
weak
EXCEPT that ________.
A. The dallar has little respect in New England.
B. Europeans begin to think more warmly of the U.S..
C. Imported food is more expensive to the Americans.
D. Some large American corporations make more profits.
(B)
Desertification, drought, and
despair -that’
what
s
hear.
global
warming
has
in
store
for
much
of Africa. Or so we
a
one
very
which
painting
different
Emerging
in
evidence
rising
is
temperatures could benefit millions of Africans in
the driest parts of the continent. Scientists are now seeing signals that the Sahara
desert and surrounding regions are greening due to increasing rainfall. If
sustained, these rains could revitalize drought-ravaged regions, reclaiming
them for farming communities. This desert-shrinking trend is supported by climate
models, which predict a return to conditions that turned the Sahara into a lush
savanna some 12,000 years ago.
scenario,
The green shoots of recovery are showing up on satellite images of regions
including the Sahel, a semi-desert zone bordering the Sahara to the south that
stretches some 2,400 miles.
Images taken between 1982 and 2002 revealed extensive regreening throughout
the Sahel, according to a new study in the journal Biogeosciences.
The study
suggests huge increases in vegetation in areas including central Chad and western
Sudan.
tur
hotter
Martin Claussen of the Max Planck Institute
n
for Meteorology in Hamburg, Germany, who was not involved in the new study. “The
water-holding capacity of the air is the main driving force,” Claussen said.
The transition may be occurring because
air
hold
more
rain, said
moisture, which
has
more
capacity
creates
to
in
While satellite images can’t distinguish temporary
like
come
that
grasses
plants
In the eastern Sahara
surveys suggest recent vegetation change is firmly rooted.
area of southwestern Egypt and northern Sudan, new trees—such as acacias—are
flourishing, according to Stefan Krpelin, a climate scientist at the University
of Cologne’s Africa Research Unit in Germany.
with the rains, ground
and
go
“Before, there was not a single scorpion, not a single blade of grass,”
said Krpelin, who has studied the region for two decades.“Now you have people
grazing their camels in areas which may
not
thousands
hundreds
years.
have
used
even
been
for
or
of
You
see
birds, ostriches, gazelles coming back, even sorts of
amphibians coming back,” he said.“The trend has continued for more than 20
years.
It is indisputable.”
An
explosion
in
plant
som
instance, in 2005 a team led by Reindert Haarsma of
predicted
growth
been
has
by
climate
models.For
e
the Royal Netherlands Meteorological Institute in De Bilt,
the
Netherlands, forecast
significantly
more
future
rainfall
in
the
Sahel.The
study
in
Geophysical Research Letters predicted that
rainfall in the July to September wet season would rise by up to two millimeters
a day by 2080.
Satellite data shows “that indeed during the last decade, the Sahel is
becoming more green,” Haarsma said.Even so, climate scientists don’t agree
on how future climate change will affect the Sahel: Some studies simulate a decrease
in rainfall. “This issue is still rather uncertain,” Haarsma said.
Max Planck’s Claussen said North Africa is the area of greatest disagreement
among climate
change
region
vast size and the unpredictable influence
of high-altitude winds that disperse monsoon rains, Claussen added. “Half
the models follow a wetter trend, and half a drier trend.”
modelers.Forecasting
is
complicated
warming
how
global
by
its
will
affect
the
6. According to the first paragraph, global warming is supposed to have the
following impacts on Africa EXCEPT ________.
water deficiency
distress
desertifications
more grasses and lakes
A.
B.
C.
D.
7. According to Martin
the
is
Claussen, what
main
cause
of
the
increased
vegetation
in
deserted areas?
The climate models are more changeable.
A.
B. Hot air would be more capable to hold humidity. C. Many trees have been
planted recently.
D. The grasses are temporarily appeared with the rains.
8. What is the role of the sixth paragraph in the development of the topic?
A. To make a transition to a new topic.
B. To work as a book to the following paragraphs.
C. To provide a contrast to the preceding paragraphs.
D. To offer supporting evidence to the preceding paragraphs.
9. The underlined sentence
“… North Africa is the area of greatest
disagreement among climate change modelers” in the last paragraph suggests that
________.
A. half of the area will follow a wetter trend, while half a drier
B. the scientists in North Afrca hold different opinions in climate models
C. it is not easy to predict how the climate change influences the district
D. there are different climate models to be built in North Africa
10. What are the climate scientists’ attitudes towards the influence of
trend
climate change on the
deserted areas?
A. Definite B. Dubious
C. Serious D. Negative
(C)
One of the world’s first videogames, Tetris (俄罗斯方块), has turned thirty
years old, and its brand is anything but old school.
But
what’
of
the
of
of
to
row
and
each
Maya
kept
stays
agent
people
ensure
aligned
swiping
clicking
and disappears into the virtual world since its
s
blocks
development in 1984 Soviet Russia? A combination of new platforms and an attracting
psychological appeal.
Rogers,
sole
the protection of the game’s core
over the last three decades has aided its longevity. As mobile and social become
two of the largest sources for gaming these days, Tetris isn’t showing any signs
of losing its appeal. Currently appearing on over 50 different gaming platforms,
from the 1983 Nintendo Entertainment System (NES) to smartphones, Tetris is sold
on over 425 million mobile devices. More than 20 billion games of Tetris Battle have
been played on Facebook, too.
the
Tetris
Blue
said
Software,
brand,
Planet
CEO
the
There’
the
game,
about
that’
people
psychologically
chaos.” Plus,
something
kept
“Play a game of Tetris,” said
“and satisfy your craving to create order
entrancing
hooked through the years.
s
s
Rogers,
out
of
s
the
lly
loyal player of the game who work as a senior analyst at Saibus Research, an
independent research and advisory firm,
ends.”
who
fulfilled. “There’s no correct move that you can make,” said Neubauer, a
“The quest for the perfect move never
playing
feeling
quality
there’
Tetris
never
added
and
of
Tom Stafford, a professor of cognitive development and psychology at
Sheffield University in the U.K., says that Tetris has been around so long because
it transports gamers into a different realm when they play. “It’s a world of
perpetually generating uncompleted tasks,” he said. As he’s said in the past,
too,
“Tetris is the granddaddy of puzzle games like Candy Crush saga—the things
that keep us puzzling away for hours, days and weeks.”
“Tetris is pure game:
there is no benefit to it, nothing to learn, no social or physical consequence,”
he added.
“It is almost completely pointless, but keeps us coming back for
more.”
11. Since it was developed, Tetris has been ________.
A. applied for almost 33 years
B. no longer attracting and popular
C. built a solid footing in the mini-game market
D. updated into more intricate model
12. Which of the following does NOT belong to Tetris platforms?
A. Mobile or personal computer.
B. Nintendo Entertainment System.
C. Social network site.
D. Board game bar.
13. Tetris is a roaring success, owing to the following EXCEPT ________.
A. the game can satisfy players’ creating desire
B. the game has endless playing strategies
C. the game supports multiple platforms
D. players can win the game easily
14. The purpose of Tom Stafford ’ s
saying “ Tetris is the granddaddy
of puzzle game ”is ________.
A. to imply that Teris is out of date and lost popularity
B. to represent a specific group of attracting puzzle games
C. to suggest that Teris is the inspiration of new games
D. to declare that there are different types of Tetris
15. Which of the following would be the most appropriate title for the text?
A. What Changes did Tetris Make?
B. Why Tetris is so Addictive?
C. How to Play Tetris Correctly?
D. Who Loves Tetris most?
(D)
What are the roads not taken because students must take out loans for college?
that
appears
For one thing,
t
it
o
new study has found that areas
with higher relative growth in student debt show lower growth in the formation of
small businesses.
student
own.
people
of
with
their
businesses
likely
loans
start
less
are
A
The correlation makes sense. People normally have only a certain amount
the
importance
“debt capacity”. When students use up their “debt capacity” on student
of
loans, they can’t commit it elsewhere.
Given
s
student loan debt, which cannot be discharged via bankruptcy, can have lasting
effects later
and
entrepreneur’
financing
a
in
impact
small-business
start -up
business,
personal
capacity
ability
future
debt
may
an
in
of
of
to
60 percent of jobs are created by small
owners
that
raise
capital.
life
the
Considering
business, “if you shut down the ability to create new businesses, you’
re
sor
economy,” said
at Pennsylvania State University.
harm
the
management
going
of
to
risk
Ambrose,
Brent
a
profes
Student loan debt also appears to be affecting homeownership trends.
According to research by the Federal Reserve Bank of New York, fewer 30 -year-olds
in general have bought homes since the recession, but the decline has been steeper
for people with a history of student loan debt and has continued even as the housing
market has recovered.
Student loan debt may also affect career choices. Having a college loan
appears to reduce the likelihood that people will choose a low-paying
public-interest job, according to a 2011 study by
Jesse
University
Rothstein
the
of
Berkeley,
and
California,
Princeton. They arrived at
of
of
Cecilia
Elena
conclusion
their
Rouse
by
studying
a
well-off
university
that
began
meeting
students’ financial needs through a combination of work-study money
and grants, and dispensing with loans altogether. Before the new policy started in
the early 2000s, students were more likely to choose well -paid professions like
investment banking and consulting. After the policy took effect, more students chose
jobs in areas like teaching and the nonprofit
sector.
In many cases, the choices that student borrowers make are just common sense,
based on the financial realities they face. If society wants to change the skewing
effect of student loans, some tough decisions about allocating educational resources
may well lie ahead.
16. Which of the following is NOT true about “debt capacity”?
A. People with student loans, generally speaking, have almost used up their
“debt capacity”.
B. All the people have a certain amount of “debt capacity” no matter they
have loans or not.
C. For those people who took student loans, their “debt capacity” are weaker
than others.
D. Entrepreneur’s “debt capacity” should be stronger since it is crucial
in financing situation.
17. The quotation in Para. 2 implies that ________.
A. job opportunities are disappearing in high speed
B. economic development can be held back by student loans
C. small business survival is insignificant and meaningless
D. more and more commercial opportunities have been created
18. We can infer from Rothstein and Elena’s research that ________.
A. with lots of student loans, people will repress their desires of
homeownership
B. without student loans, college graduates prefer to choose high-reward jobs
C. without the burden of paying back loans, people will get more freedom of
job choice
D. although many colleges have financial capacity to support students, they
refuse to do so
19. Be a person with student loans, one would like to ________.
A. run his / her own business
B. invest in real estate
C. dedicate to public welfare
D. become a high-paid employee
20. What’s the focus of the passage?
A. A recent research about student debt.
B. The ripple effects of student debt.
C. Rules of applying loans in colleges.
D. Career choice of contemporary youth.
(E)
“Most
forgetting
just
you
are
caused
episodes
you
a
where
entered
a
by
of
left
room—
absent-mindedness—
something
or
wondering
why
simple
lack
of
attention,” says
Schacter,
“You’re supposed to remember something, but you haven’t encoded it deeply.”
Encoding, Schacter explains, is a special way of paying attention to an
event that has a major
impact
recalling
on
create
annoying
phone
it
later.
Failure
situations.
If
you
to
put
encode
properly
can
did
pay
in
a
what
mobile
example, and
involved
probably
pocket, for
you
to
attention
a
in
forget
your
t
re
ll
hanging in you wardrobe (衣柜). “Your memory itself isn’t failing you,”
says Schacter, “Rather, you didn’t give your memory system the information
it needed.”
Lack
conversation, you’
is
that
absent-mindedness.
because you’
interest
jacket
phone
don’
also
in
the
the
now
of
who
years
not
can
man
30
“A
from
“may
have
cause
memory relies on just that.
slightly
they
remember
to
better
pay
can
recite
sports
lead
to
statistics
ago,” says
drop
Zelinski,
a
letter
in
memories
than
more
attention
to
the
men,
mailbox.” Women
be
their environment, and
possibly
“Visual cues can help prevent absent-mindedness,” says Schacter, “But
be sure the cue is clear and available,” he cautions. If you want to remember to
take a medication (药物) with lunch, put the pill bottle on the kitchen table
—don’t leave it in the medicine chest and write yourself a note that you keep in
a pocket.
Another common episode of absent-mindedness: Walking into a room and
wondering why you’re there. Most likely, you were thinking about something